Free Financial Action Plan | AboveBoard Financial

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* How old are you?

* What state do you live in?

Now, a few questions about your employer retirement plans

Does your employer offer a retirement plan you can contribute to? For example, 401(k), 403(b), 457 plans.

YesNo

Does your employer match any of your contribution? Not sure? Choose "yes". You can make adjustments later.

YesNo

Most employer matches work something like this:

"My employer will match x% of my contributions, up to y% of my salary."
Example: "My employer matches 50% of my contribution, up to 5% of my salary."

Does your employer's match work like that? Not sure? Choose "no".

YesNo

What match does your Employer provide? This is "x" in "My employer will match (x)% of my contributions, up to (y)% of my salary."

Up to what percentage of your salary will your Employer match? This is "y" in "My employer will match (x)% of my contributions, up to (y)% of my salary."

Now, a bit about your spouse or partner

* Do you have a spouse or partner?YesNo

How old is your spouse / partner? We ask because some retirement savings rules are based on age, and age has implications for insurance coverage, too.

Does your spouse / partner's employer offer a retirement plan to which they can contribute? For example, 401(k), 403(b), 457 plans.

YesNo

Does your spouse / partner's employer match any of their contribution? Not sure? Choose "yes". You can make adjustments later.

YesNo

Most employer matches work something like this:

"My employer will match x% of my contributions, up to y% of my salary."
Example: "My employer matches 50% of my contribution, up to 5% of my salary."

Does your spouse / partner's employer's match work like that? Not sure? Choose "no".

YesNo

What match does their Employer provide? This is "x" in "Their employer will match (x)% of their contributions, up to (y)% of their salary."

Up to what percentage of your salary will your Employer match? This is "y" in "Their employer will match (x)% of their contributions, up to (y)% of their salary."

Next, tell us about your kids and your goals for them

* Do you have kids, or plan to soon?YesNo

How old are your children? Enter '0' for a newborn or baby arriving soon (and congrats!)

Child's age:

Add a child What type of post-secondary education do you plan for your children?

Private - $65K/yr (expensive)Private - $45K/yr (average)Public, out-of-state - $35K/yr (average)Public, in-state - $20K/yr (average)2 year - $12K/yr (average)

Now for some quick questions about your existing debts

* How do you use credit cards?Pay off in full each monthCarry a balanceNever use / don't have credit cards

Which of the following debts do you have? Select all that apply.

Mortgage

Mortgage type:

Mortgage rate: Can't remember exactly? That's ok, "pretty close" works fine here.

Student loan

Number of loans:

What type of student loans?

Federal

Private

Are the rates on your loans:

Fixed (can't change)

Floating (can change over time)

Don't know

Highest rate on your loan(s): Can't remember exactly? That's ok, "pretty close" works fine here.

Auto loan

Loan rate: If you have more than one, please enter the highest rate. Can't remember exactly? That's ok, "pretty close" works fine here.

Credit card debt (do not select if you pay in full each month)

Highest rate on your card(s): Can't remember exactly? That's ok, "pretty close" works fine here.

Personal loan

Loan rate: Can't remember exactly? That's ok, "pretty close" works fine here.

Other

Type of debt:

Debt rate: Can't remember exactly? That's ok, "pretty close" works fine here.

Let's wrap up with some final questions about your finances and goals

Which of the following financial goals would you like to include in your Financial Action Plan? Select all that apply.

Paying for childcare

Saving for a home

Saving for kids' college

Saving for kids' grad school

Starting a business

Taking time off from work

Other

What other type of goal?

Do you currently have life insurance? Exclude any coverage you might have at work.

YesNo

What is your approximate household income? Enter pre-tax, annual income for your household.

How do you file your taxes? We ask because some retirement savings and tax rules depend on your filing status.

Married Filing Jointly (~95% of married people)Married Filing Separately (~5% of married people)Head of Household (most common for single parents with dependent kids)SingleQualifying Widow(er)

* How "on track" do you feel about your retirement savings?Very good - clearly on track for the retirement I wantPretty good - not where I want to be just yet, but I'm on my wayWorried - I've run the numbers and I'm worriedWorried - I have NOT run the numbers, but I'm worriedI don't know

* How do you feel about your emergency fund?Very good - I could withstand a job loss and cover expenses while I look for my next opportunityOK - I have decent cash reserves, but need to add moreWorried - I don't really have an emergency fund, a job loss would be a huge problemI don't know

To what email address should we send a copy of your Financial Action Plan? We promise to keep your email private and not share it with anyone.

By submitting your email, you give AboveBoard Financial and its subsidiaries your signed permission to contact you at the email address you provided for our marketing. You can revoke these consents at any time by emailing privacy@aboveboardfinancial.com. You recognize and understand that these consents are not required to receive services from AboveBoard Financial and its subsidiaries. The Financial Action Plan is an educational resource for you, and should not be considered financial advice, legal advice or tax advice.